Mario L.

About Mario

Mario L. created Mile Zero to make the first car-insurance purchase less confusing. He selects the topics, edits and maintains the site's beginner guides, and takes responsibility for what is published, with a focus on explaining policy language without turning general information into personal advice.

Mario is not an insurer, broker, or licensed insurance agent. Mile Zero does not sell policies or rank insurance companies. For a decision about your own coverage, use your policy documents and confirm state-specific details with a licensed professional or your state insurance department.

How he researches a guide

1. Start with regulator and government consumer material, not anonymous summaries.
2. Separate general insurance concepts from rules that vary by state, insurer, or policy.
3. Link the sources used so readers can check the original material themselves.
4. Use real publication dates and add an update date only for a substantive revision.
5. Correct material errors and explain the scope of the change when needed.

The full standards are on the About and methodology page.

Contact and corrections

To question a source, flag an error, or suggest a subject, emailhello@milezeroguides.com. Include the article URL and, if possible, the official source that conflicts with it.